Your Application has been referred
Thank you for choosing PaybyFinance as your method of payment for your purchase from {Retailer Name as appears on FCA register} trading as trading as {Trading Name}. Your Application has been referred (if order_url var order_id else var order_id /if).
Novuna Personal Finance are assessing your application and if they require any further information they will contact you.
Novuna Personal Finance will normally provide a final decision within the next 24 hours.